The Affordable Care Act (ACA), also known as Obamacare, prohibits insurance companies from denying coverage or charging higher premiums to individuals with pre-existing conditions. This means that if you have a pre-existing condition, such as diabetes, cancer, or heart disease, you are still eligible for the same health insurance plans and benefits as someone without a pre-existing condition. Additionally, the ACA requires insurance companies to cover essential health benefits, such as hospitalization, prescription drugs, and preventative care, which are particularly important for those with pre-existing conditions
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Simply make a quick phone call to a friendly licensed health insurance agent in your state! It's totally free to explore your options and there's no pressure to do anything
Compare Your Options
Compare plan options and benefits from all of the carriers in your area. You can even make sure your doctors and specialists take your insurance with the help of your agent
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Choose your plan and complete the entire enrollment over the phone in 15 minutes or less. Your agent will be there for you every step of the way to answer any questions you have
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Health insurance is confusing. Our team of licensed agents are experts in health insurance, so you don’t have to be. They’re also not salespeople. We’ll help you find the perfect plan for your needs and budget and make sure you understand how to use it. They will get you qualified for maximum financial help. In fact, 4 out of 5 people are paying $10/month and enjoying benefits such as $0 deductibles, $0 copays, $0 preventative care visits and more.
Frequently Asked Questions
The Affordable Care Act, also known as Obamacare, is a United States federal law signed into law in 2010 by President Barack Obama. The law aims to increase the number of Americans covered by health insurance, lower the cost of healthcare, and improve the overall quality of healthcare. The ACA put into place requirements that all insurance policies cover a set of essential health benefits, including prescription drugs, emergency services, maternity & newborn care, preventive and wellness services, and does not discriminate against pre-existing conditions
Individual health insurance costs vary depending on several factors, such as zip code, age, gender, and household income. The cheapest individual health insurance coverage will depend on your household income, as you may qualify for a subsidized plan to help you get low or no-cost coverage. We recommend you connect with a Licensed Health Agent to figure out your plan and price options. You can call an agent directly at:
Health insurance premiums are filed with and regulated by your state’s Department of Insurance.
Whether you buy from Find Me Health Insurance (FMHI), your local agent, or directly from the health insurance company, you’ll pay the same monthly premium for the same plan. This means that you can enjoy the advantages and convenience of shopping and purchasing your health insurance plan through FMHI and rest assured that you’re getting the best service and price!
If you sign up for health insurance through the ACA, also known as Obamacare, your insurance will usually start on the first day of the next month. For example, if you sign up on January 15th, your insurance will start on February 1st. There are some exceptions to this rule, like if you sign up during a special time, or if you qualify for Medicaid. In those cases, your insurance may start right away. It’s always best to check with one of our licensed agents to know when your coverage starts.
We believe in providing you with all the information you need to make an educated decision when shopping for health coverage.
- Call us: Our licensed insurance agents and knowledgeable representatives are ready to help you. Call 1 (866) 578-3520, Monday – Friday, 9AM – 7PM EST.
- Please note that insurance plan benefits and rates can be discussed only by phone with one of our licensed health insurance agents.
